The road to your financial freedom starts with your decision to schedule an initial meeting to analyze your current tax situation.

Don’t wait and leave money on the table.

PRO-AC-TIVE

Adjective – (of a person, policy, or action) creating or controlling a situation by causing something to happen rather than responding to it after it has happened.

Traditional tax planning crunches numbers to illustrate “what-if” scenarios based on future assumptions. It gives clients dry numbers, in more detail than they need or want. But clients don’t want numbers. Clients want savings.

Our tax planning service quizzes clients on their families and homes, job, businesses, investments, and goals and dreams, then recommends specific strategies and concepts for saving tax and building wealth. We package those savings in plain English, to deliver the savings they really want.

How We’re Different

My name is Bill Bourbonnais. I started Bourbonnais Tax Associates LLC to offer a different kind of service. We don’t just record the history you give us. We go beyond, to give you proactive advice and strategies to help you earn more and keep more.

I’m different because I’m a Family Office Director and a Certified Tax Master®. I give you a proactive plan full of court-tested, IRS-approved strategies for minimizing your taxes and securing your wealth now and into the future.

The “other guys” settle for after-the-fact planning. Too often, that means outdated information, nasty surprises on April 15th, and no feeling of control. We give you ongoing coaching and proactive tax and wealth planning solutions. You enjoy total confidence knowing you pay the least amount of tax possible while you work to achieve your dreams.

The “other guys” offer the same old solutions, year after year. That means paying too much tax! We give you customized strategies that work with your specific situation and your specific goals and objectives. You profit from personalized solutions that reduce your tax and build your wealth.

The “other guys” offer business as usual. We give you flexible tax planning. You enjoy complete certainty that you’re making the right decisions for your business, your investments, and your family.

The “other guys” offer “see you next year” service, with limited contacts except at tax time. (And invoices for phone calls and even emails!)  We offer ongoing support. That means year-round contact, support, direction, and accountability.

What’s the bottom line?

Personalized Proactive Tax Strategy

The process starts with your personalized Proactive Tax Strategy. Here’s how it works:

Red Lights and Green Lights

Most people would look at the tax code and see over 70,000 pages of gobbledygook. But there really is a certain logic to it that jumps out if you look hard enough.

We help you to see the tax code as a series of red lights and green lights. The red lights are where you have to stop and pay tax. The green lights are where you go without paying.

Internal Revenue Code Section 1 says, “there is hereby imposed . . . a tax determined in accordance with the following table,” and sets out the familiar rates we all know and love. That’s a red light: stop and pay tax. Section 1401 outlines the self-employment tax rules and rates. That’s another red light: stop and pay the tax. Section 1411 outlines the new net investment income tax rules that came in with the Affordable Care Act. Another red light: stop and pay tax.

But very quickly, the code runs out of red lights, and starts including green lights. These are places where you can go, without paying tax.

Most tax professionals are so busy “doing taxes,” they focus on the red lights. And that’s important, because blowing through the red lights is what gets you in trouble! But they don’t take the time, and in many cases don’t have the specialized training, to look for the green lights that can help you pay so much less. Looking for the green lights – and implementing strategies to take advantage of those green lights – is what separates planning from projection.

And sometimes you have to stop at a red light. But then you can turn right. So proactive tax planning also involves finding opportunities to turn right where other tax professionals simply stop.

How Tax Planning Works

Now that we know what our goal is – to find and exploit the tax code’s green lights – let’s take a look at how the process works.

It’s really a lot like going to the doctor. If you’re sick, and you visit the doctor, typically three things happen:

  1. First, the doctor examines you and diagnoses the problem. Does your stomach hurt? Maybe it’s food poisoning. Maybe it’s something more serious like pancreatitis. Maybe it’s really bad and it’s cancer. Regardless, the doctors has to figure out what the problem is before they can solve it.
  2. Next, the doctor prescribes the solution. What’s it going to take to fix the problem?
  3. Finally, someone has to fill that prescription. That might involve a trip to the pharmacy for medication. It might mean surgery. It might mean physical therapy. But if the problem is serious, it’s not just going to fix itself.

The tax planning we do for you follows that same model.

The “diagnosis” takes the form of our initial tax and wealth assessment. We look over your business and personal tax returns, along with any supporting documents like investment portfolio statements. We’ll ask you a series of questions about your goals and resources. Then we diagnose any mistakes and missed opportunities that might be costing you taxes you don’t have to pay.

The prescription takes the form of our Tax Strategy that introduces you to the green lights you’re missing. You receive a complete written plan – your prescription – that details your recommended strategy in plain English and a sixty- to ninety-minute Plan Presentation and Review session to cover you plan in detail and answer any questions.

Finally, our customized Customer Care Plan “fills the prescription.” This includes the implementation guides, checklists, forms, and templates, and referrals to specialists that you need to put the strategies to work, document them properly, and audit-proof your returns.

What are you waiting for?

The road to your financial freedom starts with your decision to schedule an initial Tax and Wealth Assessment to analyze your current tax situation. Don’t wait and leave money on the table. If you are ready to take advantage of our court-tested and IRS-approved tax savings strategies, schedule your Assessment today!